The Operating System for Insurance Distribution
Next-Gen AI-Powered 360° platform to grow your business infinitely without worrying about cumbersome operations.
Whether you are a Broker, a Corporate Agent or an Individual: IMD.Mitra is the perfect platform for you
Supercharge Productivity
Forget book management challenges
Prevent Data Leakages
Secure single point data access
Accurate Commissions
Timely & Accurate payments
Technology-first approach to Insurance Distribution
Role-based Authorization
Manage departments and hierarchical roles to secure access to sensitive data.
Manage your Team
Create your team and track all your business at one place
Focus on your business, we'll handle the rest
We take care of the tech grunt work, so you don't have to stress about the details. From daily tasks to behind-the-scenes support, we've got it covered.
That way, you can stay focused on what you do best - Growing Your Business
Proven InsurTech Record
We bring decades of InsurTech building experience to your business
All-in-One Solution
No need to deal with multiple vendors for different tasks
Dedicated Support
Our expert team is always just a call away.
Built for Insurance Professionals
A purpose-built platform tailored to the unique workflows, compliance needs, and growth goals of every insurance distribution channel in India.
Insurance Brokers
End-to-end broker management - from client onboarding and policy issuance to claims tracking and regulatory compliance - all in one unified platform.
- Multi-insurer policy management
- Automated brokerage reconciliation
- IRDAI compliance reports
Corporate Agents
Streamline your insurance distribution alongside your core business. Manage policies, track commissions, and serve customers with a fully integrated agency module.
- Seamless CRM integration
- Commission & incentive tracking
- Bulk policy issuance tools
IMFs
Insurance Marketing Firms get a powerful yet easy-to-use suite to manage their network of agents, track renewals, and grow their book of business efficiently.
- Agent network management
- Renewal reminder automation
- Performance dashboards
Consolidators
Aggregate and manage policies across multiple distributors from a single command center. Gain unified visibility, control, and reporting at scale.
- Multi-distributor oversight
- Consolidated analytics & reports
- White-label ready platform
AI Policy Scanner
Upload any insurance policy document - and our AI extracts every field automatically. Policy number, customer name, premium, expiry date, insurer details - all captured in seconds.
AI Policy Scanner
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Motor_Policy.pdf
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For Brokers & Enterprises
The best insurance CRM India offers for brokerages and enterprise-scale operations. Cloud-based insurance management system built for high-volume policy tracking, multi-insurer reconciliation, and team collaboration.
Multi-Insurer Policy Management
Manage policies across all insurers from one dashboard. Track motor, health, life, and general insurance with insurer-wise segregation and automated status updates.
Commission Reconciliation
Automated brokerage reconciliation that matches insurer statements with your internal ledger. Track every commission, detect discrepancies, and ensure zero revenue leakage.
Team & Agent Network
Role-based access control for your entire team. Manage sub-agents, track performance, and scale your distribution network with enterprise-grade insurance agency software.
Business Analytics
Real-time dashboards and reports for brokers. Track renewal pipelines, premium collections, agent performance, and business growth metrics at a glance.
Insurer API Integration
Direct API integrations with 15+ insurers for online instant policy issuance. Eliminate manual data entry and reduce policy issuance time from hours to minutes.
IRDAI Compliance
Built-in IRDAI compliance reporting, EOM tracking, and audit-ready documentation. Stay compliant with the latest regulatory requirements without manual effort.
For Individual Agents
Insurance agency software for small agencies and individual POSPs. Affordable, easy-to-use, and packed with features that help you grow your book of business.
Mobile-First Platform
Manage your entire agency from your phone. Cloud-based insurance management system accessible on any device, anywhere, anytime.
Renewal Reminders
Automated WhatsApp and SMS renewal reminders. Never miss a renewal again and keep your commission income flowing without manual follow-ups.
Free Agent Website
Get a free professional micro-website to showcase your services, build trust, and capture leads online. No coding or hosting costs required.
AI Policy Reader
Scan any policy document and let AI extract all the data. Policy tracking software that eliminates manual data entry and reduces errors by 90%.
WhatsApp Integration
Send policy details, renewal reminders, and premium receipts directly to clients on WhatsApp. Built-in CRM for insurance agents with communication tools.
Commission Tracking
Track your commissions across all insurers in one place. Know exactly what you've earned, what's pending, and when payouts are due.
Enterprise Technology for Modern Insurance Distribution
Superfast Performance
Experience a seamless and responsive user experience with lightning-fast processing speeds.
Enterprise Security
Bank-grade, multi-layered security protocols to safeguard your critical business data.
Data Privacy
Maintain full ownership and control over your data with our strict, compliant privacy frameworks.
Global Accessibility
Enable your team to work seamlessly from anywhere in the world on a reliable cloud platform & mobile apps.
Dedicated 24x7 Support
Access a dedicated team of experts for round-the-clock assistance, whenever you need it.
Built-in Scalability
Grow effortlessly with infrastructure that scales dynamically to meet your evolving business demands.
Created by Industry Leaders
Our platform is built by insurance professionals with decades of combined experience in the Indian insurance sector
Sandeep Nanda
Co-Founder & CEO
Technology Visionary with 20 years of industry experience, Sandeep brings deep expertise in AI-First insurance technology.
Experience
Former CTO of RenewBuy, he pioneered and scaled India's first POSP tech platform.
Ex-Infosys, Ex-Aricent
Vision for IMD.Mitra
"To empower every insurance distributor in India with technology that simplifies their operations and accelerates their growth."
Sarita Dua
Co-Founder & COO
With 18+ Years of insurance distribution experience, Sarita deeply understands India's distribution landscape and growth formulas.
Experience
Led successful product distribution teams in corporates like HDFC bank, RenewBuy, Bharti Axa, Max Bupa etc
Innovation Focus
"We're not just building software; we're creating an ecosystem where distributors can thrive in the digital insurance era."
Combined Vision for the Insurance Industry
Together, Sandeep and Sarita bring over 38 years of insurance and technology experience. Their combined expertise ensures that IMD.Mitra is not just a technology platform, but a comprehensive solution built with deep understanding of broker needs and insurer systems.
Our Mission for Indian Insurance Distributors
Democratize Technology
Make advanced insurance technology accessible to distributors of all sizes (Brokers/IMFs/Agents), not just large corporations.
Bridge the Gap
Create seamless connectivity between brokers and insurers through standardized API integrations.
Future-Proofing
Equip brokers and other intermediaries with tools to thrive in the digital insurance landscape and compete effectively.
Every Insurance Line, One Platform
Whether you sell motor, health, life, or general insurance - IMD.Mitra handles every line of business with dedicated workflows, insurer-wise tracking, and automated renewals.
Motor Insurance
Track two-wheeler, four-wheeler, and commercial vehicle policies. Manage IDV, NCB, add-ons, and renewals with automated reminders.
Health Insurance
Manage family floaters, individual policies, top-ups, and riders. Track sum insured, claim status, and renewal dates.
Life Insurance
Handle LIC, term, endowment, money-back, and ULIP policies. Track premium installments, paid-up status, and nominee details.
General Insurance
Manage home, shop, fire, travel, marine, crop, and pet insurance. Track coverage, premiums, and renewals.
WhatsApp Automation for Insurance
Send automated renewal reminders, birthday wishes, payment due alerts, and policy updates directly on WhatsApp - in your customer's preferred language.
Auto Renewal Reminders
Automatically send WhatsApp reminders 30, 15, 7, and 1 day before policy expiry. Never miss a renewal and keep your commission income flowing.
Birthday & Anniversary Wishes
Auto-send personalized birthday and policy anniversary greetings to strengthen client relationships and build trust.
Multi-Language Support
Send WhatsApp messages in Hindi, English, Punjabi, Gujarati, Marathi, Tamil, Telugu, and more - in your customer's own language.
Commission Tracking & Accounting
Automated insurance commission tracking software with insurer-wise reconciliation, sub-agent commission splits, and Tally-ready exports for your CA.
Insurer-Wise Commission
Auto-calculate commissions for LIC, Bajaj, ICICI, HDFC, and 30+ insurers. Track pending vs received with monthly statements.
Sub-Agent Commission Splits
Set custom commission percentages per sub-agent. Auto-split at every policy entry with monthly statements per person.
Day-Book & Ledger
Replace your paper diary with a searchable digital day-book. Track opening balance, deposits, expenses, and closing balance.
Reports & Analytics for Insurance
One-click downloadable reports for commission, dues, follow-ups, renewal pipeline, and business performance. Excel, PDF, and Tally exports.
Commission Reports
Insurer-wise, month-wise, and agent-wise commission reports. Downloadable PDFs and Excel exports for your CA.
Renewal Pipeline
Track upcoming renewals, renewal ratio, and lapsed policies. Know exactly which clients need attention.
Business Analytics
Track premium collections, top insurers, top customers, and agent performance metrics at a glance.
Multi-Branch & Team Management
Run multiple offices from one dashboard. Role-based access control ensures each team member sees only what they need.
Multi-Branch Operations
Manage multiple offices with branch-wise dashboards and consolidated reports. Central control over rates and permissions.
Role-Based Access
Granular permissions for each employee - view, edit, payout, and accounting access. Activity logs for every action.
Staff Management
Add employees with separate logins, track performance, and manage sub-agents with their own role-based views.
Customer Portal & Document Vault
Give clients self-service access to their policies and documents. Reduce repeat calls and build trust with transparency.
Customer Self-Service Portal
Clients log in to view their policies, upcoming expiries, and downloadable PDFs. Reduces repeat calls by 30-40%.
Secure Document Vault
AES-256 encrypted cloud storage for policy PDFs, KYC documents, RC copies, and fitness certificates. Daily auto-backup.
Free Agent Website
Get a free professional micro-website with your photo, services, and WhatsApp click-to-chat. Build trust before the first call.
RC & Vehicle Verification
Vahan-integrated RC verification, vehicle data auto-fill, and driving licence management - essential tools for motor insurance agents and RTO consultants.
Vahan RC Verification
Verify RC, ownership, fitness, insurance status, and pending e-challans in 5 seconds via Vahan/Parivahan database.
Vehicle Data Auto-Fill
Enter vehicle number - engine, chassis, owner, manufacturing year, fitness, and previous IDV/NCB auto-fetch.
Driving Licence Manager
Track DL records, expiry alerts, and issue-pending statuses. Essential for RTO consultants and commercial vehicle agents.
See What Our Clients Say About Us!
“Increased Operational efficiency by 2X”
A lot of SAAS products are often marketed as low code platforms. As a result, customers often end up with half-baked products and solutions, along with unrealistic timelines. PermuteHQ’s Low Code Platform enabled us with a fully digitised Inwarding system complete with a 100% customised workflow in almost no time. The team went extra miles to deliver exactly what was required.
Raju Soni
Chief Product Officer
“Time consumption reduced by 7X”
Payout Reconciliation was a big headache for us owing to the huge volume of unstructured data. It used to take a good amount of manpower and time to extract and clean data into excel sheets for processing payouts. PermuteHQ provided us with a great software solution that helped reduce our manual efforts substantially, and automated the extraction and cleaning process. The data accuracy has gone up as well.
Darpan Khurana
Co-Founder
